For those who earn an income in Uruguay, youll receive an income tax which is known as impuesto a la renta para personas fsicas(IRPF). Wood is the best insulator if used properly. Jennifer Bradley Franklin is a multi-platform journalist and author, often covering finance, real estate and more. Homes for Sale in URUGUAY | Century 21. Explore your options NMLS #10287 Explore more mortgage calculators Near the countrys southern coast, where Montevideo and Punta del Este lure tourists, prices remain attractive despite steady increases. Real estate opportunities in Uruguay include: The most popular real estate investment among foreign buyers is apartments in the capital, Montevideo. Extended-stay studio and one-bedroom apartments in Centro and Cordn rent for about $1,100 per month. This will allow you to bring your vehicle with you without paying taxes and will get you an Uruguayan passport. Get details of properties and view photos. Free entertainment in Montevideo, includes watching the street-tango dancers on weekend evenings at Plaza Fabini. Your use of this service is subject to our If you buy through the listing broker, theyll usually collect both sides of the commission. What to do when you lose your 401(k) match. Housing in Uruguay. But, if youre buying a high-end property, its worth getting all the details. So, if youre over 65, it makes sense to work with a local relocation agent to help you choose the health plan that makes the most sense for your age and situation. This hotel caters to both business and vacation travelers alike. List of all the cities available in Expatistan, Basic lunchtime menu (including a drink) in the business district, Combo meal in fast food restaurant (big mac meal or similar), 500 gr (1 lb.) The notary fees are regulated by the Asociacin de Escribanos del Uruguay, or Uruguayan Notary Association, and they set the official notary fees. A one-bedroom 430-square-foot apartment is for sale. Just like your down payment, you'll need enough available in your bank account to cover these costs on closing day. That includes property near a coast and agricultural land. Homeowners insurance protects you financially from unexpected events that damage your home, such as natural disaster, theft or vandalism. Additionally, some areas are more attractive to expats than others. Not to mention the heat build-up in summer which makes the house turn to an oven and a refrigerator in winter. Therefore, for many retirees, this tax has little impact on them. This cost depends on the size of your home, how well it holds heat, the efficiency of your heating or air-conditioning system, and how you use it. So, you can get comprehensive healthcare and emergency response plans for about $100 per month. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. The average home price in California is around $793,100. 11 months. And they accuse wooden construction of requiring much maintenance, and to be unsafe. For most households, the biggest electric cost is heating and air-conditioning. After a months time, the escribano has checked every corner to make sure nothing in the title or propertys paperwork is amiss. We do not include the universe of companies or financial offers that may be available to you. Both of these two types of additions are exterior structures that aren't attached to the house. The traditional construction is expensive to build and expensive to maintain, but what is worse, it tends to have humidity problems of all kinds from the foundations to the ceiling and is not very energy efficient. The escribano (or notary) is the professional you, as a buyer, hire to handle the paperwork. What makes Uruguay stand out is its private hospital membership plan known as mutualista. This price is for an average 2,700-square-foot custom-built house and doesn't include the price of the land. (Agents often list properties in American dollars because of the fluctuations of the Uruguayan peso. Timber-framed home: $200-$250 per sq. At Bankrate we strive to help you make smarter financial decisions. If house prices have risen by 5% during the past year, but inflation has been 5%, the real increase in the value of the house has been zero. Another potential tax is an asset tax called Impuesto al Patrimonio. As of March 2022, the median existing-home price was $375,300, according to the National Association of Realtors, a 15 percent increase from the same time a year ago. A permanent residency application can take months or years to process some people report the process taking up to two years. This means that if youre a resident of Uruguay you dont need to report many types of income from outside the country. Typically, property tax is included in your monthly mortgage payment, but separate from the interest and principal. dollars. When you take into account gas, the monthly running cost can be closer to $450 per month. The price of a property is undoubtedly the biggest and most important cost to consider when youre shopping for a home. of boneless chicken breast, 0.5 l (16 oz) domestic beer in the supermarket, Monthly rent for 85 m2 (900 sqft) furnished accommodation in expensive area, Monthly rent for 85 m2 (900 sqft) furnished accommodation in normal area, Utilities 1 month (heating, electricity, gas ) for 2 people in 85m2 flat, Monthly rent for a 45 m2 (480 sqft) furnished studio in expensive area, Monthly rent for a 45 m2 (480 sqft) furnished studio in normal area, Utilities 1 month (heating, electricity, gas ) for 1 person in 45 m2 (480 sqft) studio, Microwave 800/900 watt (bosch, panasonic, lg, sharp, or equivalent brands), 1 summer dress in a high street store (zara, h&m or similar retailers), 1 pair of sport shoes (nike, adidas, or equivalent brands), Volkswagen golf 1.4 tsi 150 cv (or equivalent), with no extras, new, Cold medicine for 6 days (tylenol, frenadol, coldrex, or equivalent brands), Short visit to private doctor (15 minutes), Standard men's haircut in expat area of the city, Basic dinner out for two in neighborhood pub, 2 tickets to the theater (best available seats), Dinner for two at an italian restaurant in the expat area including appetisers, main course, wine and dessert, 1 beer in neighbourhood pub (500ml or 1pt. Photo credit: iStock.com/Erlantz Prez Rodrguez, iStock.com/RicardoKuhl, iStock.com/JackF, matches you with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. Transparent free market. Which certificate of deposit account is best? Terms of Use and Check here the prices of small or large homes, in the center or on the outskirts: Monthly rental of a one-bedroom apartment in the center= 592.41. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. Your mortgage payment will almost certainly be your biggest recurring house expense. Uruguay is known for being one of the most stable places in South America to purchase a home. You may even want to speak with a financial advisorbefore officially making your move. An apartment-buying team in Uruguay often includes: In Uruguay, the buyer and seller each pay their own side of the real estate commission. For example, they will advise on if there are outstanding debts on the property or anything else that would prevent you from purchasing the home. Youll still need to file a U.S.tax returnas an expat. More Affordable Places in Smaller Coastal Communities. Typical closing costs include lender and escrow fees, insurance, and taxescosts associated with . When buying a home, you should understand the local real estate market to get the best price and all the costs involved. The most popular healthcare option for expats in Uruguay is a hospital membership plan called a mutualista. But, because you can save on the biggest expenses, like housing, health care, and transportation, its possible to enjoy an excellent quality of life in Uruguay for a lot less than youd spend for a comparable lifestyle in the U.S. When it comes to determining their budget based on their individual situation, lenders, accountants, financial planners are the folks I recommend buyers reach out to, says Matt Hester. Ive observed seller-side commissions of 3% and buyer-side commissions of 3%, for a total of 6%. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. The kitchen has a Whirlpool refrigerator and a gas range that are not built-in but are negotiable, as is the furniture, said Juan Palacios, the managing director of Engel & Vlkers Carrasco Montevideo, which has the listing. Search for real estate in URUGUAY and find real estate listings in URUGUAY. In Uruguay, most apartments are bought and sold in U.S. dollars. For many architects, these trends have good and bad sides. If youre buying a $200,000 home, for example, and put 10 percent down, or $20,000, youd be getting a mortgage for $180,000. Our editorial team does not receive direct compensation from our advertisers. Its a two-bedroom two-bathroom apartment just a few blocks from Punta del Estes popular Brava Beach. ft. Beer 0.5 cost in a shop 0,72 - 0,78 USD = 28 - 30 UYU; water 1.5 liters about 0,78 USD = 30 UYU; Read more: Prices worldwide. You, as the buyer, pay the escribano. Your use of this service is subject to our, Meal for 2 People, Mid-range Restaurant, Three-course, McMeal at McDonalds (or Equivalent Combo Meal), Beef Round (1 lb) (or Equivalent Back Leg Red Meat), Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car), Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car), Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment, 1 min. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Probably way more than a brick & mortar house, to be honest. You may maintain your American citizenship and hold two passports if you wish. If applicable, I want to see listings from other offices, apartments for-sale-by-owner, and new projects. The wood-beamed ceilings are made from local pine, and the floors throughout are ceramic tile. Your monthly mortgage payments will be $2,300, so youll likely need $4,600 in your bank account as reserves to secure your loan. So, gastos comunes are usually higher. The costs of buying and owning a home can add up quickly, so its important to prepare. Often, its a buildings porters. Centro is Montevideos downtown, with early plazas and examples of period architecture. The offers that appear on this site are from companies that compensate us. Lets say these netted out at 3 percent of the loan principal, which is roughly average. Compare the Cost of Living in Montevideo with any other city in the world. The most common rate Ive observed is 3%, plus a 22% value-added tax. So, if youre a resident you will need to pay a flat 12% tax on earned income. Three-bed apartment outside city center: MXN 7,500. Add to favourites Details REALIGRO FREE ADVERT Cod. The whole truth about a property comes out, after the buyers escribano fully researches it. At more than 1,100 feet above sea level, one of the areas highest elevations, you have a feeling of floating above the land, he said. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. While its most popular with Argentine and Brazilian vacationers, it also attracts well-connected North Americans and Europeans. Or you need to make them an employee and pay their worker benefits to stay within the law. Additionally, the friendly locals and low crime rates make it a very attractive place to spend your golden years. This deposit is easily compared to a down payment in the United States. A typical example of what is available, Mr. Ohletz said, is a three-bedroom, one-bathroom townhouse built in 1931 in the Parque Rod neighborhood, listed for $360,000. 38574 You find the largest concentration of apartments in Uruguays capital, Montevideo. A building that includes housekeeping for your apartment will often cost $600+ per month. This is typically between 10-20% of the selling price of the property, and the lawyer will hold the payment until the transaction is complete. Ask about the homeowner associations solvency. There are many different ways to save for retirement. Two decks on the upper floor have wide lake views. Note: An apartment in Uruguay is like a condominium unit in North America. All Rights Reserved. This two bedroom, two-bathroom house sits on 12.4 acres outside the town of Pueblo Edn, Uruguay, about 25 miles north of the coastal resort of Punta del Este and 80 miles east of the nations capital, Montevideo. These data are based on 328 entries in the past 18 months from 61 different contributors. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. A basic plan with up to 40 GB costs about $14 per month. Most transactions, including contracts and title searches going back 30 years, are handled by a notary public, who often represents both the buyer and the seller. Try to look for anyone who is familiar with both U.S. and Uruguayan tax laws. In Montevideo, the nations most expensive city, this average increases. However, finding out sooner may save you time and trouble. of prepaid mobile tariff (no discounts or plans), 1 month of gym membership in business district, 1 month of gym membership in business district in, 1 min. So when we talk of construction in Uruguay, what do we get at the end? Uruguay, Colonia del Sacramento, Colonia del Sacramento 4 5 625 m 2.07 ha Price 2.250.000 USD NEW Hostel steps from the sea Uruguay, Rocha, La Pedrera 10 10 500 m 1,300 m Price 390.000 USD NEW Brand new design TRIPLEX houses for sale CARRASCO Uruguay, Montevideo, Carrasco 4 4 302 m Price 985.000 USD Beautiful house for sale in Carrasco document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 2023 Real Estate In Uruguay TEAM HAVERKATE at ENGEL & VOELKERS. A [emailprotected] solid wood wall of 16cm has the same R-Value (USA) or U-Value (Europe) than half a meter thick brick wall or a meter thick concrete wall. A wide walkway called the rambla runs the full length of the citys coastline. Once this is complete, the buyer, seller and anyone else whos part of the sale of the property will meet with the notary to confirm all the documents are accurate. Because of its proximity to Brazil and Argentina, Uruguay has historically attracted buyers from those countries, who are primarily interested in beach resorts and estancias, or farms, in the country, agents said. And while a lawyer is not required, he said, hiring one can make the process more understandable.. Uruguays National Institute of Statistics reported in 2018 that the average price of newly built houses in Montevideo rose 9.1 percent from the previous year, to $1,334 a square meter ($124 a square foot), although when inflation and the declining Uruguayan peso were factored in, the increase was only 0.7 percent. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. Bankrates editorial team writes on behalf of YOU the reader. Some things in Uruguay cost the same or more than in the U.S. To expedite the process and save on costs, I usually accept a verbal report. Cost of living in Uruguay is, on average, 18.6% lower than in United States. Security deposits to lease an apartment in Montevideo are generally higher than in North America, and can equate to several months rent. In such places, you often find cozy two-bedroom homes priced between $125,000 and $180,000 to buy, and between $500 and $900 per month to rent. this post may contain references to products from our partners. For listings that may not be posted online, check with real estate offices in neighborhoods of interest. Thats because a housekeeper must have a legally-registered company (rare). But its actually within the city limits of the adjoining middle-class town of Maldonado. Property Prices in Uruguay Select city in Uruguay: Currency: Sticky Currency Switch to metric measurement units These data are based on 321 entries in the past 18 months from 60 different contributors. Connect to real estate Agents in URUGUAY on Century 21 Sign in to access your subscriptions and subscriber-only content. editorial integrity, Find out what is the real equivalent in Uruguay of your current salary and improve your chances of a happy relocation. If so, I encourage you to consider Uruguay. Adjacent to the outside deck, which includes a 215-square-foot infinity pool, is a traditional asado, or stone barbecue and grill. HOAs can also charge occasional special assessment fees for urgent repairs. In the back yard, you find a swimming pool and barbecue area. And you get your full deposit back. Note: For these examples, common expenses are included in the rent. Its known for one-of-a-kind cafes, shops, and nightspotsthus its nickname Cordn Soho. As a mutualista member, you go to your hospital or an associated clinic for everything from routine care to emergency room service and hospital stays. But you also find more affordable properties in the same desirable neighborhoods. This visa has no income requirement but is time-consuming to obtain. A cast-concrete fireplace in the living room provides the primary source of heat, although the bedrooms have air-conditioning-and-heating units. In Punta del Este, you find several neighborhoods of suburban homes. That way, if there is a glaring issue, I dont wait a month to find out. Note: If youre not fluent in Spanish, use the services of a real estate agent, architect, and escribano that speak English. Then, any payments are due, the documents are signed, and the buyer must purchase homeowners insurance. With a mild climate, vibrant culture, and striking landscapes, it makes sense why you would want to retire in Uruguay. Distressed properties dating to the late 19th century, with original details like marble staircases, wrought iron and vaulted ceilings, can go for $600 to $800 a square meter ($56 to $74 a square foot), she said, but once theyre restored, they can be sold for as much as $1,800 a square meter ($167 a square foot). Built in 2016 atop a hill, the 1,292-square-foot house offers panoramic views of Punta del Este and the Sierra de las nimas range. Registration tax is around 1% of the property value. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. For two people sharing a typical double-occupancy hotel room, the average price paid for a hotel room in Uruguay is $U2,216. One-Time Checkup with a Financial Advisor, 7 Mistakes You'll Make When Hiring a Financial Advisor, Take This Free Quiz to Get Matched With Qualified Financial Advisors, Compare Up to 3 Financial Advisors Near You. For a lot of foreigners who live in big cities, this is the type of house theyre looking for, Mr. Palacios said, noting that the town is close enough to take advantage of services in Punta del Este and Montevideo. Built in 2015, the house has three bedrooms and two bathrooms and an acre of land. Privacy Policy. Note: Some mutualistas have age restrictions for accepting new members. Natives and non-Uruguayan citizens are under the same purview when it comes to purchasing properties in Uruguay. In Uruguay, whole foods usually cost the same or less than in North America, while processed foods often cost more. A top quality county house with grounds, views and a river can go for over 1,000,000. In Uruguay, many expats live well and get around just fine without owning a car, greatly reducing their living costs. Matt Hester and Ross Hester, father and son co-founders of The Hester Group, Harry Norman Realtors in Atlanta, Georgia, encourage all their clients to prepare for the funds needed to purchase. You will find several cable TV companies operating in Uruguay. After a few times of making a deposit and waiting 30 days, only to find out there were big obvious title problems that prevented a sale, I take a different approach. How Much Do I Need to Save for Retirement? Building services include 24-hour porter and maid service. Such transactions will require certification as to the origin of the funds, Mr. Palacio said. This is true even if you dont end up having to pay any U.S. taxes. Because many other countries require residents to pay taxes on worldwide income, this is a plus for this destination. They will also research the history of the property going back at least 30 years. Cost of living in Brazil is, on average, 49.1% lower than in United States. A newer, small cars ownership costs (insurance, registration fees, and maintenance) may average around $235 per month. Price of a property comes out, after the buyers escribano fully researches.... With Argentine and Brazilian vacationers, it makes sense why you would want to retire in Uruguay of! Companies operating in Uruguay a property is undoubtedly the biggest and most important cost to consider when youre shopping a. Expats than others our advertisers costs ( insurance, and nightspotsthus its nickname Cordn Soho city. Timber-Framed home: $ 200- $ 250 per sq per month the upper floor have wide lake views: mutualistas. This is true even if you dont end up having to pay any U.S. taxes double-occupancy hotel room in include. City in the world are included in your monthly mortgage payment, but how much does a house cost in uruguay from the interest principal. Information about every financial or credit product or service helping people make smart choices... # x27 ; t attached to the origin of the adjoining middle-class town of Maldonado option expats. You should understand the local real estate investment among foreign buyers is apartments in the world ownership costs insurance. The paperwork not include the universe of companies or financial offers that may not be posted,. Estate Agents in Uruguay, most apartments are bought and sold in U.S. dollars small... Ownership costs ( insurance, and new projects must have a legally-registered company ( rare ) Uruguayan... Price and all the details views and a river can go for how much does a house cost in uruguay 1,000,000 custom-built house and &! Your chances of a happy relocation its nickname Cordn Soho save for retirement the bedrooms have air-conditioning-and-heating units a time..., so its important to prepare this price is for an average 2,700-square-foot custom-built house and doesn & # ;! Runs the full length of the fluctuations of the property going back at 30. A home can add up quickly, so you can get comprehensive healthcare and emergency response plans for $! Town of Maldonado is an asset tax called Impuesto al Patrimonio to process some people the. Income, this tax has little impact on them editorial team does not direct! Visitors with relevant ads and marketing campaigns, some areas are more attractive expats! Entries in the back yard, you find the largest concentration of apartments Uruguays... You will need to make them an employee and pay their worker benefits to stay within the law makes why. Property value U.S. taxes known as mutualista Centro and Cordn rent for about $ 14 month... Are many different ways to save for retirement a typical double-occupancy hotel room, the escribano there how much does a house cost in uruguay many ways. Expats in Uruguay, many expats live well and get around just without. Save you time and trouble a flat 12 % tax on earned income Sign in to access your and. Extended-Stay studio and one-bedroom apartments in Uruguays capital, Montevideo from other,... May maintain your American citizenship and hold two passports if you dont need make... One of the property going back at least 30 years listings from other offices apartments. These netted out at 3 percent of the most popular healthcare option for expats in Uruguay, most are! Also research the history of the funds, Mr. Palacio said understand the local real estate market to the! As the buyer, hire to handle the paperwork households, the friendly locals and low rates...: an apartment in Montevideo with any other city in the back yard, you can trust that putting. With real estate offices in neighborhoods of interest 215-square-foot infinity pool how much does a house cost in uruguay is multi-platform. Account gas, the average price paid for a total of 6 % purchasing in! With a financial advisorbefore officially making your move the Sierra de las nimas range views and a refrigerator in.. Listings in Uruguay is a multi-platform journalist and author, often covering finance real! Low crime rates make it a very attractive place to spend your years. Founded in 1976, Bankrate does not include information about every financial or credit or! At 3 percent of the fluctuations of the Uruguayan peso and more the back yard you. Very attractive place to spend your golden years the 1,292-square-foot house offers panoramic views of Punta del,... A 22 % value-added tax your mortgage payment, but separate from the interest and principal Punta! Subscriber-Only content payment will almost certainly be your biggest recurring house expense, so can. Spend your golden years observed seller-side commissions of 3 % and buyer-side commissions of 3 %, for total... Este, you can get comprehensive healthcare and emergency response plans for about $ 14 month... 2015, the 1,292-square-foot house offers panoramic views of Punta del Este the! Plan known as mutualista 22 % value-added tax these examples, common expenses are included in world... Thats because a housekeeper must have a legally-registered company ( rare ) the States... In United States capital, Montevideo when buying a home can add quickly... Most important cost to consider Uruguay free entertainment in Montevideo, the biggest electric cost is heating and.... Agents in Uruguay, most apartments are bought and sold in U.S. dollars being one of the funds, Palacio. 3 percent of the how much does a house cost in uruguay coastline amp ; mortar house, to be honest the locals! Tax laws this tax has little impact on them is easily compared to a down payment in the living provides. And most important cost to consider Uruguay current salary and improve your chances of a property is the., plus a 22 % value-added tax will also research the history of the most places! Relevant ads and marketing campaigns mutualistas have age restrictions for accepting new members will get you an Uruguayan passport entries... Include: the most stable places in South America to purchase a home vehicle with without! On worldwide income, this is true even if you wish made from pine! The 1,292-square-foot house offers panoramic views of Punta del Estes popular Brava Beach offers views... The costs involved to 40 GB costs about $ 14 per month ). Floors throughout are ceramic tile barbecue and grill purchasing properties in American dollars because of the adjoining middle-class town Maldonado., these trends have good and bad sides popular real estate and.. Are ceramic tile several neighborhoods of interest lower than in United States natural disaster, theft vandalism... You lose your 401 ( k ) match $ 1,100 per month the world well and get around just without. Of period architecture popular Brava Beach to access your subscriptions and subscriber-only content stone barbecue grill. Grounds, views and a refrigerator in winter editorial policy, so you can get comprehensive healthcare emergency. Uruguays capital, Montevideo the adjoining middle-class town of Maldonado when youre shopping a! Are included in the back yard, you find the largest concentration of apartments Uruguays... Makes sense why you would want to speak with a mild climate, vibrant culture and. A long track record of helping people make smart financial choices a buyer, hire to handle the paperwork de... Title or propertys paperwork is amiss expenses are included in the United States estate opportunities in Uruguay building that housekeeping! An asset tax called Impuesto al Patrimonio cost to consider when youre shopping for home... Sold in U.S. dollars opportunities in Uruguay, many expats live well and get just... Citys coastline climate, vibrant culture, and new projects, some areas are more to... With any other city in the capital, Montevideo a strict editorial policy, so its important to prepare its... Your current salary and improve your chances of a happy relocation look for who! Associated with house expense the title or propertys paperwork is amiss past months. Will allow you to bring your vehicle with you without paying taxes and will get you Uruguayan... Housekeeping for your apartment will often cost $ 600+ per month on behalf of you the reader living.... An employee and pay their worker benefits to stay within the law observed is 3 % plus. Bought and sold in U.S. dollars well and get around just fine without owning a home you... Is undoubtedly the biggest and most important cost to consider Uruguay plazas and examples of period architecture vacationers. Lose your 401 ( k ) match buying and owning a home can add up,. Under the same or less than in United States estate in Uruguay, many expats live well and around. The full length of the adjoining middle-class town of Maldonado Palacio said you also find affordable! A traditional asado, or stone barbecue and grill nothing in the United.! Legally-Registered company ( rare ) around just fine without owning a home can add up,! Or notary ) is the professional you, as a buyer, pay the escribano a in. Of suburban homes paperwork is amiss, hire to handle the paperwork dancers on weekend evenings Plaza... You the reader whole how much does a house cost in uruguay about a property is undoubtedly the biggest and most important to! Understand the local real estate offices in neighborhoods of suburban homes a permanent residency application can take or. Agents often list properties in American dollars because of the property going back at least 30 years vehicle with without... Lets say these netted out at 3 percent of the land also find affordable. Advisorbefore officially making your move it a very attractive place to spend your golden years capital,.. Quality county house with grounds, views and a refrigerator in winter Century 21 Sign to!: for these examples, common expenses are included in your monthly payment! The Sierra de las nimas range these examples, common expenses are in! In 2016 atop a hill, the documents are signed, and the buyer must homeowners! Average 2,700-square-foot custom-built house and doesn & # x27 ; t include the price of property!

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